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Should you top up your National Insurance?

Money Clinic with Claer Barrett

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The Importance of National Insurance State Pensions

Whether you get your money back depends on how long you get your state pension for. So that's really the only caveat, if you're in very, very poor health or if you're going to be on benefit in retirement. That aside, this is a fantastic way to use capital to boost your income in retirement. I can't think of anything else I could invest my money in that would get pretty much as good a return as this. And also for couples, you know, you might have one partner who's got a full pension, the spouse may be on a reduced pension. Well, it doesn't matter whose money it is can come from a joint account or whatever. Both very

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