Unified Programmable Ledger: Synergies in Payments

I'm hoping a lot of our private sector will be dropped to BIS hubs around the world. And definitely Singapore ecosystem will be excited to give you a announce to hear. I think if there's no question still, I will proceed to my next. Atul from partio quite keen to understand your thoughts around the synergies or potential synergies in payments vis-a-vis the other components of the financial system. Quite keen to hear your thoughts around how the unified programmable ledger can solve some of those use cases.