The Hidden Costs of Target Date Funds: Why DIY is Better

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 3252:

Wanderer breaks down why Target Date Funds may not be the smart, set-it-and-forget-it solution they're marketed as. Hidden fees, unnecessary complexity, and poor cost-to-value ratios make them easy to beat with a DIY ETF strategy, saving you money and boosting returns with just a little more effort.

Read along with the original article(s) here: https://www.millennial-revolution.com/invest/target-date-funds/

Quotes to ponder:

"You're employing a team of dozens of people to do a job that a spreadsheet can do."

"I have another name for Convenience Shoppers: Incredibly Stupid and Lazy People."

Episode references:

The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926

Learn more about your ad choices. Visit megaphone.fm/adchoices