Do You Really Want to Delay Social Security Until You're 70?

You could use the target date fund and the cash to float you through this next few years while you're earning less money, and delay social security until age 70. I don't want you to live like a scotswoman of, you know, 16 hundred. There's only a certain amount of money available to you, and i just don't want to see you deplete that two early in this process. This is the period that can be dangerous for people who don't realize how devastating it can be to spend too much money early on.