20min chapter

BetterWealth with Caleb Guilliams cover image

Why Your Retirement Plan Sucks & How To Fix it - Walter Young

BetterWealth with Caleb Guilliams

CHAPTER

Exploring Retirement Strategies with Life Insurance and Annuities

This chapter delves into the concept of 'pension 2.0' involving life insurance and annuities, emphasizing the importance of collective risk-sharing for retirement income. It discusses scenarios of pension plan payouts, mortality credits, and the benefits of using life insurance to protect against different outcomes. The conversation also compares different retirement income options like annuities, emphasizing the need for flexibility and specialized guidance in financial planning.

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