The Hoarder's Mindset

I'm probably about 70% goblin, which is the classic kind of hoarder of money. I grew up in a situation where there wasn't much money around when I was growing up and when money came in, it had to be eked out. That's led me to keep far too much money in cash savings,. There's a limit to how much emergency cash you need and I was very scared of taking risks with that money. Very much a fan of investing now and feel good about it because I know if I look at my cash flow, I've got coming in every month. My cash isn't just being eaten away by inflation, which is what's happening to lots of