I know you have talked about international stocks not being too desirable due to the high correlation to US stocks, particularly in recent decades. I do wonder though, if this is just another small sample size crystal ball and that maybe this high correlation could break for some unforeseen reason in the future. For now, I am sticking to my portfolio of 50% US stocks, 35% long-term treasuries, and 15% gold. Sorry if my message sounds a little jumbled. But I am curious on your thoughts on the matter.