All state has joined state forum in not offering homeowner insurance for Californians. California uniquely, uniquely, tells the insurance company that they cannot set their insurance prices based on what they anticipate is their risk. So basically, we have an absurd system which guarantees that two of the biggest insurers can't even work in our state. All right, well, how about that Ukrainian offensive? Everybody, everybody, Ukrainian offensive? It's happening any day now, right?"

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