Direct Indexing

Daniel: Direct indexing and personalization is a useful tool in the toolkit for an advisor, but there's no substitute for making sure that it's appropriate for the client. You know, direct indexing is absolutely not for everybody. And I think it's one of these things where you have to be careful. This can be a bit faddish and people can get really excited. It's going to be appropriate for some clients, some of the time. And for other clients, it's not going to beappropriate. What are your thoughts?