02.19.25 Your Savings Rate / Running Out Of Money In Retirement
The Clark Howard Podcast
Maximizing Savings and Managing Risks
This chapter highlights the stark differences in interest rates between Capital One's savings accounts and the importance of actively managing savings. It delves into strategies for maintaining an emergency fund, the risks associated with HELOCs, and offers guidance for a listener on optimizing savings and investments. The discussion includes insights on short-term treasury bills and the cautious approach needed when considering borrowing from retirement funds for home purchases.
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