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608 off the plan chaos, should you refinance every 12 months? credit cards for holidays? changing super + more

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I've Got a Bike Short, Right? Oh, Yeah. It's a Heat Gun.

If you want to be in retail, be an optometrist. I crack my cabin, fire, the road bike. Well, one for your high-cal,. one for your main car. Pretty much. Anyway, thanks for hanging out, everyone. We'll talk after we get back from Brisbane.

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