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The Chicken Littles of Life
When it comes to money, the masses generally have one basic formula they learned in school. Smart investors don't time the markets; if they miss a wave, they search for the next one and get themselves in position. For three years while working for Xerox, I spent my spare time learning to master the art of foreclosures. The sooner you know, the better your chances are for profits with minimal risk. That is what friends are for, and that is financial intelligence.