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Fintech Recap: Trump’s Return, BaaS Island Mysteries, and the CFPB’s New Flex

Fintech Takes

CHAPTER

Navigating Fintech Regulation

This chapter explores the evolving regulatory landscape for fintech companies and the newly implemented Consumer Financial Protection Bureau (CFPB) rules aimed at increasing oversight. It discusses the implications of these changes, particularly the new transaction thresholds, and how they could disproportionately affect smaller firms. The conversation also examines the challenges of balancing regulation between large tech companies and lesser-known fintechs, raising concerns about consumer protection and resource allocation within the CFPB.

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