Navigating Roth Conversions for Early Retirees

This chapter explores the complexities of Roth conversions specifically tailored for early retirees, emphasizing the significant influence of state taxation on retirement decisions. It highlights the distinction between tax preparation and strategic tax planning, advocating for adept tax management throughout the year. Additionally, the discussion delves into the benefits of Health Savings Accounts (HSAs) and strategies for maximizing contributions, while addressing the implications of state-specific tax laws on healthcare expenses.