Navigating Wildfire Insurance Challenges

This chapter explores the complexities of insuring against the rising risks of climate disasters, especially wildfires, highlighting community involvement in urban planning and land use. It examines the financial impact of recent wildfires on the insurance industry, the implications of state-created insurance programs, and recent regulatory changes in California aimed at stabilizing the market. The discussion reinforces the need for equitable coverage and proactive risk management to adapt to our changing environment.