The Right Way to Get Out of Debt

Just because something worked for you doesn't mean it's necessarily the same thing that everyone else should do. And i think it's equally dumb to say it's all about interest rates and behavior modification doesn't matter. So we've got to integrate these into the plan. Every heanswer in every situation will reveal itself when you actually sit down and create a spread sheet or get out a calculator and calculate it. We ought to run the math on every single ation. Yes, personal finance is about finance. That's also about personal behaviour. And, but we are doing math. This does matter.