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Debt

Overthink

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The Impact of Insurmountable Student Debt on Higher Education

This chapter explores the consequences of insurmountable student debt on individuals' lives and the higher education landscape. It discusses the predatory terms and adjustable interest rates that make loan repayment difficult, as well as the shift from a hopeful psychology of education to one rooted in despair. The chapter also highlights the perpetuation of social inequalities and the concept of cruel optimism in relation to student debt.

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