How Did It Turn Out That Way?

In 1999, there was a proposal to put in all kinds of data of customers who are sending a payment and receiving a payment within the payment because that makes life easy. The idea didn't really fly too much but then with 9-11 attack, this was the momentum. They added terrorist finance to the mix and said, no, all these rules are not just for money laundering. They are for terrorist finance. And so as you rightly say, in a way, they are pushing all this cost regulation and surveillance onto the rest of the world. But they're actually not very accountable themselves, as you say. How many FITs did we have 20 years ago? There's only success