We had a lot of financial literacy very early. We in our residency, had no financia education. And then when we finished residency, we toally inflated our life style. My husband got his b m w. We rented 32 hundred a month in a nice condole. Think, you know, we deserve it. So for about two years, we had no sense of saving. Then that's when i picked up the white coat invester. And that totally changed my whole mind set. And we started down this path awsome.