Using home equity to fund company purchases and leverage risks

It’s Tuesday, so here’s your latest round of listener questions! 

• (0:47) James has three buy-to-let properties with product transfers due soon. He asks Rob & Rob if it’s worth delaying them until after the Budget to see if any tax changes might influence his decisions. 
• (3:03) Emma wants to expand her portfolio with additional properties through a limited company. With limited savings, she’s considering using equity from her mortgage-free home to fund future purchases, essentially “double mortgaging” her investments. She asks the guys whether this is too much leverage and how to get the balance right. 

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