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Jade Warshaw co-hosts The Ramsey Show—the second-largest talk radio show in America—and she's built her reputation on one uncomfortable truth: you already know what to do with your money, you're just not doing it. After she and her husband Sam eliminated over $460,000 in debt (including $280,000 in student loans), Jade discovered that personal finance isn't about spreadsheets and calculations—it's about the lies we tell ourselves and the behaviors we refuse to change. That insight became her bestselling book Money's Not a Math Problem and the foundation of her coaching philosophy: 80% of financial success is behavior, only 20% is knowledge. Today, Jade brings a no-nonsense, straight-talk approach to helping people confront the real reasons they're broke—not their income, not their circumstances, but their mindset.