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Dealing With the Trade Offs
If you do if you're doing all this in your head, it's very easy to kind of spend the same money more than once. And then when you actually go to spend it, it only goes so far and you're disappointed. The same thing happens when you're budgeting, but at least it's not happening when you're actually spending. You don't actually get yourself into trouble because you plan you're spending ahead of time.