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358 | Getting Started Audit

ChooseFI

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You Have to Add Your Withholding to Your Tax Refund

You have to add your tax refund to this takeombe amount. If you're getting a six thousand dollar refund every single year, and you look forward to that because it's a form of forced savings. The force savings plan is very suboptimal in my opinion. You should just have that money in your monthly cash flow so you can use it as you want. For many people, the biggest expense and under-appreciated thing is their taxes. And for those who are paying more than they need to, don't be afraid to increase or decrease exemptions on your income tax bill. It gives us more accurate numbers to work with. We can pay off debt that's happening at

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