The Impact of the Fed's Interest Rates on the Market

I think one of them that people really focus on a lot is this, you know, changing interest rates and the fact that we've done it now for 12 months. But if you went back 60 years and you looked at all these interest rate hiking cycles and maybe even also the losing, when they decrease interest rates, as far as I can tell from people, they think that kind of the average lack for interest rates is about 18 months. So we still actually have some ways a little bit further to wait until that kicks in. And then I want to add something that we don't talk so much about because this is probably the longest lag of all of them, but it could be the

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