Did the One Strategy Work Out Way Better?

i started one, and then my husband, an i'v been marid about ten years. He's always earned a really good income, and he's frugal, but he just doesn't care about money. And so we fixed that along the way. But the difference really is that i just started earlier,. We've both mapped it out since we've been married, every year, one of our bigbolls. I want to get into some of the adjustments you've made along the way there.