Building a Culture of Excellence

It's mostly 95% is all digital. Some people want to pay cash or something, but we don't say that. If you've taken credit, now you have to pay it. But there are no free lunches. So like if fifth of April is due date by eight to pay, it's okay. You don't lose your credit rating and all but beyond that, then you get charged a late fee. And this like the collection mechanism must be all online. Like they could just do a UPI or whatever. They think they want, right?