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Crypto and securities, back of the postcard version

Equity

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Innovations in Fintech and Data Sharing

This chapter explores the evolution of fintech, focusing on a payments processor's controversial background and the rise of innovative startups like Pogo, which offers personalized data-sharing opportunities. It discusses the idea of a 'data dividend' and critiques the traditional credit system, specifically addressing the challenges faced by international students and immigrants in accessing credit. Additionally, the chapter introduces demographic-focused neobanks like Guava, emphasizing their role in fostering community and supporting entrepreneurship.

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