11min chapter

BetterWealth with Caleb Guilliams cover image

Penn Mutual CEO: The Untold Benefits of Permanent Life Insurance & Mutual Companies

BetterWealth with Caleb Guilliams

CHAPTER

Dividend Philosophy and Financial Strength in the Insurance Industry

The chapter elaborates on the factors influencing dividend decisions in the insurance sector, focusing on interest rates, mortality performance, and expenses. It underlines the significance of consistency in dividend payments to provide stability amidst market fluctuations, particularly highlighting Penn Mutual's approach. Additionally, the discussion covers the importance of financial strength, mutual company advantages, and leveraging technology for efficient underwriting processes.

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