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"This is really about the transparency sighed. This allows us to keep the rit of cash on both sides of the digital divide," he says. If this were to get s and become a thing that was relatively broadly used, what effect do you think it would have on some of the other existing forms of money? "I think th banks know that they can't really say, tha, people shouldn't be able to access cash, but if they could, they would."