Is There Opportunity for Stock Picking?

There are opportunities for stock picking, but I wouldn't be afraid to really again go back to sort of that thematic assessment of your portfolio. If we're going back to a probably slower growth environment akin to what we were in 2019, where are the sub sectors and industries that could potentially benefit from that? And so you can do that via ETFs fairly easily. There's a number of different vehicles that you can utilize to be able to get that type of exposure without having to go so deep into those individual countries and or companies.