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Building the income and employment data layer for financial services, with Pinwheel CEO Kurtis Lin

The Fintech Blueprint

00:00

Payday Lenders Shouldn't Exist, Right?

The real time nature of the data that you're talking about would basically remove the need to really underwrit or even if there is the need to underwrite. So what i used to tell my team was, if we're successful, payday lenders should cease to exist. And hati've since kind of changed it to is, if we's successful, the predatory practices that pity lenders currently engage in should cease to existence. It's not good for consumers if you're really putting them into really bad situations financially.

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