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Is There a Merry-Meeker in Europe?
In the next five years there are one or two interesting businesses in the FinTech space which I think might be able to do really, really well because it's a hard market to be in. Europe has got some regulatory passport in and there are a couple of teams who are really, I've alluded to a couple already but there are some others who are doingreally, really well. You don't have an advantage as a US bank startup trying to come over to Europe. So I think in that area we might see one or two really stellar successes; getting on that merry-meeker list is not just a function of being brilliant yourself. you have to outrun the bear.