On‑chain FX Potential and Markets That Could Benefit Most

Itamar highlights on-chain FX opportunities, especially in Africa and long‑tail fiat pairs, where on-chain FX can cut spreads dramatically.

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Neobanks changed how fintech thinks about money. Now, crypto builders want to do the same, without custody.

In this episode, Itamar Lesuisse, CEO of Ready, and Mike Silagadze, CEO of EtherFi, argue the real shift isn't about "crypto cards," it's about who controls your assets. EtherFi’s and Ready’s self-custodial apps merge saving, spending, and investing. The result: faster settlement, lower fees, and more transparency, but also new challenges around compliance, credit, and security.

Itamar Lesuisse and Mike Silagadze explain how layer 2 networks made crypto cards economically viable after years of failed attempts and how Africa’s FX markets could become the breakthrough use case for crypto banking.

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