The Biggest Risk of Simplicity

If people put their money a into the right thing to start with, and put their investing an automatic this might take you just one hour or two. I think another risk of simplicity is that if you do it wrong, you were going to be in one asset class. With one fund, one asset class, you're going to go through long periods. Even with stocks versus bonds, there are lots of long term periods the tea bills beat the stock market. So too simple, risky because of people's expectations that they want what they want when they want it, and the time is now. Htis not the way it works.