11min chapter

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537. “Insurance Is Sexy.” Discuss.

Freakonomics Radio

CHAPTER

Rethinking Divorce Insurance

This chapter delves into the concept of divorce insurance, suggesting its rebranding as marriage longevity insurance to enhance appeal. It examines the challenges insurers face related to adverse selection and the mismatch between individual risk perception and company data analysis. Additionally, it discusses the implications of the Civil Rights Act on life insurance and how government intervention can impact individual risk behavior and market dynamics.

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