A lot of people don't widen the lens enough because putting together enough money for a down payment, a lot of times people wonder where is that money going to come from. Joe: I would try not to lower savings toward financial independence. Susan: How much additional cash should you keep on hand? If you've got three months of gross rent per property, if that's your baseline as a cash reserve for every property that you hold,. That'll be enough to cover about six months worth of expenses.

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