Kate and Keith have spent years afraid to spend—until now. In Part 2 of this conversation, Ramit investigates the $5 million missing from Kate’s trust fund and uncovers decades of poor returns, excessive fees, and emotional avoidance.
As the truth comes out, Ramit challenges them to rewrite the money scripts that have shaped their lives: Kate’s shame around wealth, Keith’s fear of being seen as dependent, and the confusing messages they’ve inherited about what money should mean.
They imagine a future with travel, community, and purpose, if they can confront this question: What’s the point of having money if you never use it?
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