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449 | Rubber Ducks and Systems for Land Investing
ChooseFI
The Power of Phi
In the phi community, even those of us who have savings are hesitant to go past it. We had years of savings probably at your current spend, but then when you lower that spend, then it potentially multiplies,. The number of years of savings gives you more runway. When I made the cut over in April 2019, it just finished my job, wrapped that up and started full-time on my businesses.
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