The Opportunities and Risks of the Utility Sector

Caroline, I'm curious about where you're seeing opportunities and what are the broad investment themes, opportunities and risks that you're seeing and focusing in on these days. Caroline: One area of really interesting opportunity is indeed the utility sector. And I think health care is still benefiting from post covert tailwinds. The third area that I'll touch on is industrials. Anything that to do with investing in additional energy efficiency infrastructure growth will continue to do well.