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611b thematic ETFs, active vs passive investing, invest in shares or pay down mortgage, cost to retire, DRPs + sooo much more (campfire chat)

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Are Mortgage Rates Going to Go Up?

Rates are still below their average for the last 20 years. It wouldn't surprise me if we had a number of beginning with four this time next year. But being an economist is just an impossibility, it's so hard to predict anything further out than a couple of months. The governor in right now is copying a lot of flack around his communication and ability to communicate.

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