First-time buyers are borrowing big to try to skip the first rungs of the property ladder and buy bigger homes, a new report suggests.
That comes alongside a slump in demand for flats, as buyers push for houses instead.
So whether you are a first-time buyer or a home mover should you extend as far as you can to buy a home that will last you longer, or do you risk damaging your finaces by overstretching?
Georgie Frost, Helen Crane and Simon Lambert talk property on this episode of the This is Money podcast, from mortgages, to house prices, why buyer tastes have shifted and why flats can be great.
Plus, how does this all fit in to the fading buy-to-let dream and can investing in property still work out?
Also on the show, why Britain has an inflation problem and what we can do about our sketchy public finances.
And finally, there's a new savings account with a prize draw on offer - should you open one?
