
Drowning in Debt at 48, Retired at 58: Here's How She Did It! | Kim Hunter-Borst | 181
Catching Up to FI
Trimming $3,600 monthly to attack debt
Small practical changes freed $3,600 per month which they funneled to credit-card debt repayment.
At 48, Kim Hunter-Borst was drowning in debt even though she had a solid New York income. Where was the money going? How did she fix it and reach early retirement by 58? We find out in this no-shame late-starter conversation that was recorded live in Bali at the FI Freedom Retreat (please excuse the background noise!)
Kim was firmly in the messy middle and retraces the moment she decided to stop winging it. She shares some simple systems that finally stuck, and the handful of brave choices—asking for more at work, saying no to status buys, and saying yes to purpose—that changed her trajectory. In this candid interview, you'll also hear:
- The money scripts Kim had to rewrite
- The tools that actually helped
- The joyful stuff she refused to cut while saving
- How she healed her 'one more year syndrome'
- What she's doing now to help others on their FI journey
===DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS===
🆕NEW PARTNER: Monarch Money
The modern way to manage money! Monarch will change the way you organize your financial life. Track, budget, plan, and do more with your money – together. Get 50% off the first year using this link and entering code: CATCHING50
TheAlloyMarket.com offers a seamless and efficient way to sell your gold, silver, and platinum jewelry, regardless of its condition. They are committed to transparency and fairness, ensuring you get the best possible value for your items. Visit TheAlloyMarket.com and use referral code CUTOFI15 to get a $15 bonus when you sell items over $199 (limited time offer).
For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners
📩 Sign up for our newsletter (NEW!)
🌐 Visit Catching Up to FI website
☕ Like what you hear on Catching Up to FI? Support the show at "Buy Me a Coffee"
🎙️We love hearing from you! Record a Voice Message with your feedback or question Record a Voice Message with your feedback or question
RESOURCES MENTIONED ON THE SHOW: (As an Amazon Associate, I earn from qualifying purchases.)
Charities:
Join WE Wealth Collective Facebook Community
⏰ 'Catching Up to FI' Episodes
Live from Bali: Are They Really Retired? (Part 2) | Jackie & Doc G | 178
Live from Bali! Don't Miss These FI Stories From Around The Globe | Jackie & Captain FI | 176
The Power of Cash Flow Planning | Sarah-Catherine Gutierrez | 016
If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you!
⚠️Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.


