Financial Planning Formula - Inflows, Outflows or Surplus?

The only three things that we can adjust the size and characteristics of inflows, outflows, and surplus are: Inflows, outflow, outflows or surplus. So when i think about financial planning, or someone asks a question, I immediately think where am i on this formula? Compounding is as iron as albert lon einstein was didnhesays einstan quotes as compounding as the eighth wonder of the universe,. something like that. The other two things are compounding and leverage.