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MDIs after Silicon Valley Bank: A Conversation with OCC Acting Comptroller Mike Hsu

Fintech Beat

CHAPTER

The Impact of Too Big to Fail on MDIs

The too big to fail problem has changed. The key is be safe, right? If you're people want safety with their money, and then they can deliver those services in a way that there are those opportunities. There's plenty of niches, there's plenty of opportunities for smaller banks to bank them. But the megabanks can't and don't want to serve all of them.

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