Is It Better to Start Retirement Savings or to Pay Down Student Loan Debt?

Mel elelly, i'm going to say your name right now because i don't think it's an pseudonym. Her question is: Is it more imperative to begin retirement savings or to save up all that money for or to pay down debt? I've been hearing a lot about the importance of retirement savings, and i'm wondering if that advice applies to me, or anyone with significant student loans. If you start at 24, just ten dollars a day for the next 30 years, assuming the market continues its rate of earning an average of eight % a year, inflation adjusted,. That's over 400 thousand dollars. Can you do 20 dollars a day? Could you do 30 dollars a day