You're Not a Mess. She's Not a Mess.

KT: I want you to dollar cost average into a retirement account every month. KT: Don't buy a home that you can't pay for outright. She's still young; downsizing doesn't necessarily mean she has to buy a smaller home. We got one email from someone who claimed bankruptcy and said, "I'm an absolute mess." You are. And there's nothing I can do to help.

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