The Investopedia Express with Caleb Silver cover image

Vanguard Makes the Case for Muted Expectations in the Future

The Investopedia Express with Caleb Silver

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The Importance of Cash in a Long-Term Portfolio

We have the Fed almost at 5% with overnight rates, no risk. The question is whether cash or those basically very short-term investments are strategic role in a long-term portfolio. Over time, other assets can do better if you had to generate growth for retirement goals, or for college saving. But definitely, we have seen a little bit of a shift from reaching out for yield from the years in which yields were at zero.

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