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YNAB, Rule Two - You Don't Have to Pay for Anything Until You Start Paying for It
Rule two is spreading out that pain. So you don't feel it quite as much over a lot of months, right? Over over a long, longer period of time. Rule three is just getting more information and making a different decision about those trade offs. It's kind of a hard sell right in the moment,. But yeah, like we've said, so worth it.