I actually think crate constraint strive creativity. Had you had the money at the time, would you have spent it on the right thing? No, we wouldn't have known how to spend it. And so i think that's a totally different skill in itself, which is a valuable skill. But you need kind of both of them. You need the skill sed of being prudent with your money and being creative when your back's against the wall. I was there for, i graduated from michigan june of 20 fifteenth. I left morgan stanley september 20, sixteenth.

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