Fintech Business Models

Will the top three banks be larger, smaller or out of business in ten years? Larger consumer vinte, broader. Democratization or regulatory head winds the next two to four years? Boy, can you say both? Both? Annser sure. Why not? B to b c fintech business models, a winning business model, or a fool's errand i don't want to call yo a a fool, but ther they're not business models. Conil mloos lik on that later.